This is a function of certain insurance policies that allows one to switch across health insurance providers with out dropping any of the advantages which are associated with their present health insurance plan. Also, the one time you possibly can choose TPA is that if the services of the unique TPA are terminated through the period of your health insurance coverage. IRDAI also allows the health insurance company to limit the TPA record based mostly on the health insurance product and geographical location of the policyholder.

Hence, likelihood is that you’ll want to pay the next premium in your new coverage due to your growing age. Therefore, to be on the safer facet, you can buy a separate health plan that can ensure your and your loved ones’s healthcare wants are taken care of even if you no longer have your organization’s health policy. A household floater health plan covers …